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Really, the VA will help, i really want to know who they are helping , maybe they are helping out them selfs, I am a combat veteran and just retired in dec. 2012 and have medical issues which are keeping me from work and I called the VA and they said there is nothing they can do. So now i am going into forecloser and there is no one that can help me, so me and the family will be on the street. I did try the Hope Now, what a joke all that they help you with is counseling 2 hours of it and in the end they tell me to sell the home before the forecloser, i want to keep it I have been there for 20 years. THANK YOU FOR ALL THE HELP VA.